Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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Which payday loan is best for people with bad credit?

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Love Your Loan

Personalise your loan to your requirements – Loans to suit every circumstance

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Online Applications

You can do your application from start to finish all online and all in just 2 minutes

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Know Your Loan

Repayment statements make it easy to follow your progress – Keep on top of your plan

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The Important Parts

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. A minimum loan amount may apply.

Rates from 4.5% APRC to 500% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Lenders Facts

Loan amount
£50 - £2,000
Loan term
3 Months Only
CUSTOMERSCORES
Good
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Loan amount
£200 - £1,000
Loan term
3 - 6 Months
CUSTOMERSCORES
Excellent
Apply Now

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Don’t Miss Your Opportunity to Get a Loan

Now is your chance to get the money you need to pay bills, buy that expensive item or take that trip you’ve been wanting to go on. All it takes is just a minute of your time. Read on to find out how you can get a loan easier than ever before.

Applying Is Simple

To apply for one of the loans from the lenders we broker for, you just have to fill out the short form on our site. Here at Loanago.co.uk, we believe that lending should be easy and accessible, so we made our application form really short. It should only take you 60 seconds or so to fill it out. You will need to provide us with some identifying information, such as your name and where you live.
You’ll also need to tell us what kind of loan you are in the market for. We need to know so that we can make sure you are getting just what you need. Since we work with so many different lenders, there are lots of options available for you, so no matter what your financial situation may be, there is likely a loan available through the Loanago service.

Your Questions Answered

We know that you may not fully understand the lending process, so we’ve put up a few common questions and answers that should help clear things up for you.

Will my credit score matter?

Your credit history and credit score have a big influence on whether you are eligible for bank loans or not, but they tend to have little bearing on the loans our network of lenders is offering. No matter where your credit score stands, we have some options available for you.

Who is approved?

This is connected to the question above, but we want you to know that almost everyone who applies for a loan with us is approved. Because we work with so many lenders, we have a lot of different loans for you to pick from and a lot of different lending requirements on offer. There’s a good chance that one of our lenders will accept you for some loan.

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Applications Accepted

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With Bad Credit

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Return Customers

How is money deposited?

All funds are deposited directly in your bank account. Once you are approved for the loan, this should take anywhere from one to three days to process. Once the loans show up in your account, you can start using them right away.

What will need to pay for the loan?

Each lender has their own loan repayment terms, and you need to pay careful attention to those terms to ensure you are keeping up your part of the agreement. If you pay late or miss a payment, then you can experience a few additional fees and an increased interest rate. In general, though, you will pay back the base amount of the loan, the interest for that base amount and sometimes a fee or two for various services. Were we able to answer your question? If not, please let us know and we will get back to you as soon as possible.

5 most recent personal loan reviews

Review of Funding Circle

Very quick response and good safety features. Speak to real people once the application has been logged. Very simple to fill out. Would definitely recommend Funding Circle to anyone.

Review posted by Gary Craigs, Dumfries

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Savvy

Really Great Service! Thoroughly recommend! Have dealt with several loan companies & Savvy is definitely the best, easiest, professional & they do exactly what they say unlike many other financial companies that lead you up the garden path!

Review posted by Helen Stern, Sheffield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Capital One

I have poor credit and really needed the money to pay a court fine or be up against the magistrate again. Really helped me out and I found the charges for the credit very reasonable. Would highly recommend if your in a pinch. Great customer service and went out of their way to help get the loan out the same night I applied. Started 6pm and had money in the bank before 10pm. Great service.

Review posted by Blake Harrington, Margate

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All reviews have been sourced from Trust Pilot to ensure the authenticity of accounts.